Our team of investment advisors servicing San Diego, CA have the knowledge and experience to help you set and meet your long-term financial goals. Investing can be confusing, but our SmartVestor Pros have the knowledge and experience to help you make the best decisions. Because they help a wide variety of clients in varying financial circumstances and at different stages of their lives, our SmartVestor Pros can offer guidance in many financial areas including retirement planning, risk management, tax planning, asset allocation, estate planning, and more.
Take 15% of your gross household income and start investing it into your retirement. Start with your company’s 401(k) plan and receive the full employer match. Invest the rest into Roth IRAs—one for you and one for your spouse (if you’re married).
By this step, you’ve paid off all debts (except the house) and started saving for retirement. Next, it’s time to save for your children’s college expenses. We recommend 529 college savings plans or ESAs (Education Savings Accounts).
Your mortgage is the only thing between you and complete freedom from debt. Can you imagine your life with no house payment? Any extra money you can put toward your mortgage could save you tens (or even hundreds) of thousands in interest.
Now, bring it all home. Baby Step 6 is the big dog! Your mortgage is the only thing between you and complete freedom from debt. Can you imagine your life with no house payment? Any extra money you can put toward your mortgage could save you tens (or even hundreds) of thousands in interest.
Working with an advisor that is part of the SmartVestor network cannot guarantee investment success or that financial goals will be achieved. There can be no assurance that working with a Dave Ramsey SmartVestor Pro (SVP) will produce or achieve better results than working with an advisor not affiliated with the SmartVestor program. Advisors that participate in this program pay a fee to belong to the program for referrals that are provided. Dave Ramsey and the Dave Ramsey SmartVestor program are not affiliated with Momentum Financial and we are not sponsored or endorsed by Dave Ramsey or the Dave Ramsey SmartVestor program.
Copyright © 2021 Momentum Financial & Insurance Services LLC - All Rights Reserved. Advisory services are offered through Momentum Financial and Insurance Services LLC, an Investment Advisor in the State of California. Insurance products and services are offered through Merrit Strunk, Independent Agent (CA Lic. #0L7510). Certified Financial Fiduciary (CFF) is a FINRA recognized professional certification.